Posts Tagged ‘Ciaran Maguire Group’


Ciaran Maguire, the founder and president of the Ciaran Maguire Group, travelled to the Caribbean Island of St Lucia to meet with Yang Tan Po CEO of Azea Property Investments. Yang Tan Po met with the Irish Entrepreneur to carry out due diligence of the land title, planning permissions and official documents held by the group for their land on Fond Bay on the South East of St Lucia.

Ciaran Maguire Group

 

Ciaran Maguire Group, Azea Property Investments and Yang Tan Po holds seminars and give advice & offers personal coaching to those seeking to make their own private investments. Ciaran Maguire spent four days with the CEO accompanying the team to the proposed site of the luxury villas and apartments on offer from prestigious Palm View Golf & Spa Resort St Lucia.

The villas overlooking Fond Bay & the Ernie Ells Golf course measure 100.03m2. The villas comprise of one bedroom with suite, spacious living areas opening out to decking areas with their own swimming pool. As you would expect they have designer interiors with fully fitted kitchens and luxury top of range Flat Screen TV’s and mood softening lights. A concertina glass visage completes for maximizing the beautiful views of the picturesque Caribbean blue seas and sunny skies.

The Ernie Ells designed signature Golf Course of the Ciaran Maguire Group resorts, provided the extra special ingredient to this Sale & Leaseback Agreement scheme in St Lucia. The Resort will also include Palm View Spa, the Spa treatments designed to relieve stresses and strains of the hard day on the Golf Course.


Considering which type of property invest is the most important consideration of your decision to become a property investor.  You can invest in commercial, semi commercial and residential properties.  Your decision may lie in the deposit required. Overseas properties can be bought on a sale and leaseback agreement, and the developments these days require very little capital as a deposit.

Types of Business Models for a Bricks & Mortar Pension

50% Deposit Required:

Commercial property such as manufacturing plants factories and offices, have higher returns for rental income and capital growth, however has a higher level of risk due to its’ need for high capital deposits, higher losses on non tenancy and is more likely to be effected to the economic climate.

Budapest (Hungary):

A strong opportunity in commercial sector, particularly office and warehouse as it becomes regional business hub. Residential property severely undervalued (per sq m)

60% Deposit Required:

Semi commercial properties such as Student Lets, blocks of flats and some shops, require specialist lending and regulations and have past performance of higher critical yields on rents, due to the individual tenancy agreements or higher rents charged with a shop front and residential space. This can be done as a physical assets or through a fund.

30% Deposit Required:

Residential properties can be bought on a Buy to Let basis to rent out to your tenants privately or through approved letting agents. In experienced landlords suffered financially with the downturn in value of the property, loss of tenants and over zealous lending gave up to 90% since 2003-2008. The maximum lending in 2012 is 75% but with lender calculations based on valuation to likely rental income this can fall to 70%.

Popularity over the last few years has been the overseas purchase, and with house prices in most European countries still recovering from the over inflation, Emerging Markets are being sort after for early purchase decisions. Holiday home freehold investments provide an opportunity for a rental income immediately which may cover mortgage payments and future capital in a country which may provide a home when you retire, with better tax breaks than your country of origin. They are not restricted to overly regulated lending bank policy and developments ask smaller capital deposit of the investor.

Sale & Leaseback:

This strategy become popular in France, and historically required a 30% deposit for the property.  There is normally a guaranteed rental paid on a monthly basis which covers the mortgage payments and this way the property would pay for itself and at the end of the term, you have a freehold property.

Types of Business Models for a Bricks & Mortar Pension

100% Lending:

One particular development Ciaran Maguire Group has a development called Palm View in St Lucia & Cape Verde has the following business model

6k Euro Reservation Fee

The apartment/villa is purchased at a 70% mortgage

8% rental guarantee covers the mortgage payments

The apartment/villa is purchase fully furnished with a refurbishment package every 3 years

30% developers loan is gifted at 0% and paid back monthly

4 weeks a year usage

This means that the investment is completely leveraged, as an investor it is low risk as the returns are guaranteed and the amount  required for the purchase is minimal at 6k Euros.

St Lucia:

The tropical island paradise of Saint Lucia is the perfect haven for romance, adventure and home to some of nature’s most precious natural beauties.  The tourism industry booms alongside the neighboring islands of Barbados & Mystique.